Sage Technologies is a privately held company in Rockford, Illinois and Heartland, Wisconsin.  Sage Technologies senior staff experience spans in excess of three decades in managing health care delivery networks, health benefits claims processing, utilization management, and health data analysis.  Insurance entities such as HMOs see Sage Technologies as a means to reduce back office overhead where the medical loss ratios coupled with management costs exceed competitive market premiums.  Employers use Sage Technologies to perform claim, utilization and profiling processes to identify inefficiencies in the delivery of health benefits.