Three Players Impact the Cost of Health Care Benefits Plan Sponsor who designs the plan and provides benefits Participant who utilizes the services covered by the Plan Providers of service who render the treatment The impact most Benefit Plan Administrators can have is limited to that in the Plan Sponsor and the Participant.  Sage Technologies is the exception to this rule. The hands on experience we have with provider management and the ability to analyze information from our extensive provider database give us a real advantage over our competitors. The Sage Technologies Advantage Ability to drill down on claims data, identifying participants who may not be in compliance with the most appropriate treatment plan for their condition Use of early detection of noncompliance to initiate a managed care program so the patient and treatment cost can be positively affected Plan Management Report Card focusing on actionable items that measure the performance of all of the claims management resources being employed Ability to benchmark plan sponsor experience against others in a like industry, size and location Internal URAC accredited Utilization Review along with internal Case Management and Disease Management - maximizing coordination and control Communication integrating all of the consumer assistance and healthy lifestyle resources available to participants, along with quality initiatives that contribute to the good health practices of individual participants through education and the monitoring of specific diagnoses